Deb Hastings' Lending Officer Site
Deb Hastings Koepsell

Trust my experience for the most important purchase of your life.

Deb Hastings Koepsell

Senior Mortgage Loan Officer
NMLS #330171

Meet Deb Hastings Koepsell

My extensive, in-depth mortgage banking experience of over 25 years enables me to provide my clients with professional, honest and courteous service, as well as prompt closing.

I am sincerely committed to each client, and my broad base of knowledge helps me provide solutions to my customers' needs. I also help educate my clients so they are comfortable with their decisions and understand the entire process.

I take pride in having helped more than 5,000 homeowners in purchasing or refinancing their homes. Referrals from satisfied customers are the mainstay of my business, and I strive to earn your confidence.

SMP-2011-Logo.Web-sized.Small SMP 2013 Logo.Web sized.small SMP 2014 SMP_15_logo_new2 Print

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!

There are a lot of myths about financing a new home – and we’re here to dispel them for you! Here are some of the most commonly held “mortgage myths”: 

  • You need a 20% down payment to purchase a home. False! You may qualify for an FHA mortgage or other special program that can reduce the amount of down payment you need.
  • Getting pre-approved costs a lot of money. False! At Bell Bank Mortgage, you can apply for online or in-person pre-approval, and it’s fast and free!
  • You should wait until you are ready to buy to find out what mortgage you qualify for. False! You should get pre-approved 6 months before you’re ready to move. That allows you more time to save, repair credit issues or even look for a home.
  • All mortgage companies are alike: False! Our Bell Bank Mortgage team brings years of financing experience and the region’s largest mortgage broker to your home loan! That means competitive rates, programs, costs and unequaled personal service.

Click here to access your web portal to eSign and upload documents.

Meet Deb Hastings Koepsell

My extensive, in-depth mortgage banking experience of over 25 years enables me to provide my clients with professional, honest and courteous service, as well as prompt closing.

I am sincerely committed to each client, and my broad base of knowledge helps me provide solutions to my customers' needs. I also help educate my clients so they are comfortable with their decisions and understand the entire process.

I take pride in having helped more than 5,000 homeowners in purchasing or refinancing their homes. Referrals from satisfied customers are the mainstay of my business, and I strive to earn your confidence.

SMP-2011-Logo.Web-sized.Small SMP 2013 Logo.Web sized.small SMP 2014 SMP_15_logo_new2 Print

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!

There are a lot of myths about financing a new home – and we’re here to dispel them for you! Here are some of the most commonly held “mortgage myths”: 

  • You need a 20% down payment to purchase a home. False! You may qualify for an FHA mortgage or other special program that can reduce the amount of down payment you need.
  • Getting pre-approved costs a lot of money. False! At Bell Bank Mortgage, you can apply for online or in-person pre-approval, and it’s fast and free!
  • You should wait until you are ready to buy to find out what mortgage you qualify for. False! You should get pre-approved 6 months before you’re ready to move. That allows you more time to save, repair credit issues or even look for a home.
  • All mortgage companies are alike: False! Our Bell Bank Mortgage team brings years of financing experience and the region’s largest mortgage broker to your home loan! That means competitive rates, programs, costs and unequaled personal service.

Click here to access your web portal to eSign and upload documents.